Kolmar Federal Credit Union
Kolmar Federal Credit Union
20 West King Street
PO Box 4207
Port Jervis, NY 12771
Customer Services
Telephone 845-856-5311 Ext. 208 or 218
FAX 845-856-6534
OPERATING HOURS:
Monday: 7am - 4:30pm
Tuesday: 10am - 4pm
Wednesday: 9am- 3pm
Thursday: 8am - 4pm
Friday: 7am - 3pm
Office may be closed for lunch from 1pm - 1:30pm.
Holidays that we will not be open:
New Years Day, Martin Luther King JR, Presidents Day, Memorial Day,
Independence Day, Labor Day, Columbus Day, Veterans Day,
Thanksgiving Day, And Christmas Day.
Services
SHARE ACCOUNTS:
* $15.00 Balance needed in membership share accounts.
* Members can own more than one share account.
* Can be deposited by:
o Payroll Deduction
o ACH
o Manually
CHRISTMAS CLUB ACCOUNTS:
* Ran from October to October of following year.
* No Withdrawals can be made.
* Additional Deposits may be made.
CERTIFICATES OF DEPOSITS:
* Minimum of $500.00 needed to open any CD.
* Terms offered are 1 year or 6 months.
* See posted Rate sheet for current rates.
LOANS:
There are many different types of loans. Stop in or call to find out about which loan is good for you.
Loan Guidelines
1. Loan applicants must be a Credit Union member for 6 months and be at least eighteen (18) years of age. Minors must have Parent’s/Guardian’s signature or as a Co-signer..
2. Minimum loan amount is Five Hundred Dollars ($500.00).
3. No loan is to be given for more than seven (7) years.
4. The Credit Committee reserves the right to adjust the time span and size of a loan, based on monthly payments, with reference to income and other monthly expenses.
5. Refinancing is to be based on previous loan experience, credit ratio, work record and purpose of loan.
6. A second loan can be approved on an individual basis using above criteria.
7. A fee of $12.00 will be charged on all loans per credit check.
THE CREDIT COMMITTEE MAY ASK FOR A CO-SIGNER OR A SECURITY DEPOSIT, TO BE HELD UNTIL THE LOAN IS PAID, ON ANY SIZE LOAN.
Services
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