Oswego Teachers' Employees Federal Credit Union
Oswego Teachers' Employees Federal Credit Union

113 West Albany street
Oswego, New York 13126
Phone: 315-342-4574

We may be reached by phone, Monday through Friday (except holidays), by calling our office at 315-342-4574 or 800-537-3084 between the hours of 9:30 A.M. and 5 P.M. Before and after business hours, you may leave a message on the answering system.

Fax: 315-342-2205
Our fax machine is on 24/7 for your convenience.

U.S. Mail
Address correspondence to: Oswego Teachers' Employees Federal Credit Union, PO Box 878, 113 West Albany Street, Oswego, NY 13126

Services
* We provide free Notary service for our members.
* We provide free Medallion Signature Guarantee for members.
Need to understand the difference between the two? Check Bankersonline.com.

Direct Deposit
· Social Security
· Retirement & Pensions
· School District Payroll
* Companies & Corporations, etc. (we accept direct deposits from most companies, check with your payroll dept.)

Payroll Deduction
* Deductions or direct deposits may be distributed to several accounts, including spouse or children's accounts.

Checking Accounts
* No monthly fees or charges
* ATM & Debit card access
* No minimum balance (other than your $5 membership share).
* Retirees get free checks

Online Banking with Online Bill Pay
VISA Credit Cards
Low rate of 9.5%
No annual fee
25 day grace period on purchases
Checks to transfer balances from high rate cards

Loans
* Personal & debt consolidation
* New and Used car, boat, RV, & truck
* Home Equity
* Mortgages
* Student Loans

Savings Accounts
* Regular Savings
* High Yield (minimum $2500 deposit)
* Summer Savings (5 checks through summer)
* Christmas Club (check mailed in October)
* IRA's

Copyright © Oswego Teachers EFCU. All rights reserved.
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