Access Federal Credit Union

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Access Federal Credit Union
Sherrill Office
Highbridge Road
Box 8
Sherrill, NY 13461
Telephone: (315) 693-0035
Fax: (315) 361-5067

Deposit Products

Regular Shares

Your share savings account is your primary ACCESS FCU account and is required to maintain your membership. It provides a good place to save regularly at a competitive dividend rate (build your "rainy day" fund). Share savings can be withdrawn at any time and are totally liquid.

Share Draft Checking

Let's just face it, a checking account at the Credit Union is a great deal. Where else can you get an account with no monthly service charge regardless of the balance! Also you can have ACCESS to your accounts at thousands of ATMs. Stop in and open yours today!

Holiday Club

This special savings account is designed to help you save all year long for the holiday season. Deposits can be made into your Holiday Savings at any time, for any amount, and, of course, you earn dividends on your savings throughout the year. For our members' security and convenience, all payments from this year's Holiday Clubs will be directly deposited into your account. The funds will be available on October 15th.

Vacation Shares

Vacation share accounts can be opened to ensure you're setting aside that extra "cookie jar" money for a much needed vacation. Vacation shares may be withdrawn at any time and like all ACCESS FCU accounts, you earn dividends.

Share Certificates of Deposit

Share certificates of deposit, consistently earn higher rates and offer a variety of terms to meet your savings needs. Whether you need a 6-month or 5-year term (or anywhere in between), ACCESS FCU has the certificate that's right for you.

IRAs

It's never too early to begin saving for a secure retirement. We can help you to safely achieve your retirement goals with our Regular IRA, Roth IRA and Coverdell IRA (formerly known as Educational IRA) plans. Your principal is insured up to $100,000 by NCUA, a U.S. Government agency. This is in addition to the $100,000 of NCUA insurance provided on your share savings, share draft checking, and share certificates.

IRA Share Savings - A great way to start your IRA because there's no minimum balance requirements. Contributing to your IRA Share Savings is easy using Payroll Deduction. This service allows you to fund your retirement plan at a manageable, affordable pace.

IRA Certificates of Deposit - Invest in as many IRA certificates as you like. Every IRA Certificate offers a fixed-rate for the term you choose and compounds dividends monthly.