Community Bank, N.A - Lowville, NY

Community Bank, N.A

7395 Turin Rd
Lowville, NY 13367
Phone: (315) 376-7516
Fax: (315) 376-4419

Community Bank, N.A. (CBNA) is the wholly-owned national banking subsidiary of Community Bank System, Inc. (CBSI), whose predecessor bank was the St. Lawrence National Bank, chartered in 1866. CBSI was incorporated as a registered bank holding company in 1983 and maintains its principal administrative office in DeWitt, New York. It is the second-largest commercial banking franchise headquartered in Upstate New York. It is a full-service financial institution, offering complete consumer, business, and financial services.

PERSONAL BANKING

Choose the account that's right for you. Stop by any of our convenient locations and get a FREE Gift for opening your new account. If that's not enough to convince you, we'll also pay you up to $25 for your unused checks and debit cards! Just bring them in when you open your new checking account!

Completely Free Checking*
- No minimum balance
- No monthly service charge
- No per check charge
- Unlimited check-writing
- Easy-to-balance monthly statement
- Return of check images for easy account reconciliation
- ATM/Debit Card available

50 & Better Interest Checking*
- Competitive Interest
- No minimum balance
- No monthly service charge
- No per check charge
- Unlimited check-writing
- Easy-to-balance monthly statement
- Return of check images for easy account reconciliation
- ATM/Debit Card available

VIP Free Interest Checking*
- Competitive Interest
- No minimum balance
- No monthly service charge
- No per check charge
- Unlimited check-writing
- Easy-to-balance monthly statement
- Return of check images for easy account reconciliation
- ATM/Debit Card available

Wall Street Checking*
- Higher interest rates with balances of $2,500 or more
- Competitive Interest if balance falls below $2,500
- No per check charge
- Unlimited check-writing
- Easy-to-balance monthly statement
- Return of check images for easy account reconciliation
- Only $8.00 monthly charge if minimum balance falls below $1,000
- ATM/Debit Card available

BUSINESS BANKING

Whether you're a large business looking for a comprehensive loan package, or a small business seeking better ways to manage your finances, we're your one-stop resource!

We offer a full range of business banking products, including:
- Checking
- Investor's Money Market for Business
- Business Loans
- Cash Management Services
- Other Services

GOVERNMENT BANKING

Deposits

We offer a full range of municipal deposit products including checking, savings, money markets, and certificates of deposit. Our rates on CDs are highly competitive and are updated daily to offer the best possible return. With an executed Third Party Custodian agreement, deposits in excess of FDIC coverage are backed by eligible collateral. Cash management services are also available to our municipal customers. Please visit or call your local branch for more information.

Borrowings

For years, we have provided low-cost financing to a variety of local government entities. We provide a selection of short and longer-term funding options to meet the needs of our municipal customers. Whether it's for a purchase of a school bus, snowplow, fire truck, or even construction of a new town hall we will provide competitive pricing and fast closings. Please visit or call your local branch for more information.

INVESTMENT SERVICES

Who's watching your investments?
How much money are you going to have at retirement?
Do you have enough saved for your child's education?

The time to find out is now. Varying stages of life, income levels and family situations lead us all toward different goals. But there's one common path everyone should take: the one with smart, professionally managed, long-term planning. Now's the time to take a closer look at your investments, and to find an attentive financial consultant who'll remain in tune with your changing needs.

2008 COMMUNITY BANK, N.A. ALL RIGHTS RESERVED.