Reliant Community Credit Union

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Reliant Community Credit Union
205 N Main St,
Newark, NY
(800) 724-9282

Savings Account - Regular Share

Your initial deposit of $5 into a Regular Share account automatically makes you a member of Reliant Community Credit Union! Once you are a member, you are eligible for the additional services available through the credit union. The account pays dividends on balances of $100 or greater.

Personal Checking Account

With a Personal Checking Account at Reliant Community Credit Union, you enjoy the benefits of unlimited check writing with no per-check charges and no minimum balance required. And with a Visa Check Card, access to your account is easy. Consider Direct Deposit as well, for a hassle-free access to your funds.

Accidentally overdraw your checking account? With an overdraft line of credit, Reliant can automatically advance the necessary funds from your credit line (up to your available limit). You also have the option to take funds from your regular savings (-0) account to cover overdrafts in your checking account subject to your available balance, at a cost of $5 per transaction. This option is available in addition to the overdraft line of credit.

With Reliant's online banking program, you can check your account balances, see if checks have cleared, view transactions, transfer funds, and more. And, it's free! Also consider bill payer and e-statements - and make banking at Reliant even more convienent!

Ready to make the switch to Reliant Community Credit Union? Find out how easy it is to switch your accounts to Reliant!

Choose the Personal Checking Account that Fits Your Financial Needs.

Free Checking - With a Reliant Free Checking Account, you enjoy the benefits of unlimited checking writing without per-check charges. There is no minimum monthly balance required, and no monthly maintenance fee.

Dividend Checking - Like the Free Checking Account, Reliant's Dividend Checking Account also provides unlimited check writing priviledges with no per-check charges. Designed for members who maintain higher balances, ths account earns dividends any month in which the average daily balance is at least $1,000. In exchange for the ability to earn dividends, a monthly maintenance fee will be assessed if the account's minimum average daily balance is not maintained.

Reliant Business Accounts

Planning to add to your facility? Update your equipment? Purchase a business vehicle? Finance your growth or fund your cash flow? Reliant's expanded business lending services can help you achieve your business financial goals.

VISA PLATINUM BUSINESS CREDIT CARD

Let Reliant Community Credit Union help you take care of business with our new Platinum Business Visa Rewards Credit card. With low rates for all purchases, cash advances, and balance transfers combined with low fees make this the business credit card of choice!

With its purchasing convenience and cost savings, the Platinum Business Visa Rewards Credit Card can be an essential tool for your business. As a Reliant cardholder, you’ll enjoy the added benefit of local service through your credit union – either in person at any branch or by phone through our Member Service Center. You can also enjoy the convenience of online account access.

Enhance the way you do business and enjoy the increased financial control and savings with a new Reliant Platinum Business Visa Rewards Credit Card. It’s more than just a credit card, its added convenience and working capital.

CHECKING

With Reliant's Business Checking account, you'll enjoy the convenience of direct deposit and night deposit. And, ordering business checks is just a phone call away. Monthly statements are available, or sign up for e-statements and go paperless! If your balance is $2,500 or more, you'll enjoy the dividends paid back to you. View fees.

Online banking allows you to check your account balances, see if checks have cleared, view transactions, transfer funds, and more. And, it's free! Also consider the ease of a Visa check card, and bill payer and make business banking at Reliant even more convenient!

BUSINESS OVERDRAFT LINE OF CREDIT

Accidentally overdraw your checking account? Reliant now offers a business overdraft line of credit with limits ranging from $500 to $5,000. Reliant can automatically advance the necessary funds from your credit line. View Business Overdraft Line of Credit details.

SBA LOANS

Small businesses that have potential now have another option for reasonably priced, long-term financing! Reliant Community Credit Union is approved to offer Small Business Administration (SBA) loans, making us the only credit union in Wayne, Ontario, and Monroe counties that has that distinction.

SBA financing programs vary according to a borrower's financial needs. First you'll go through an application process, credit analysis, and SBA review. Once approved, Reliant makes the loan and disburses the funds to the borrower who makes monthly payments directly to the credit union. As with any loan, the borrower is responsible for repaying the full amount of the loan.

SBA loans can be used to expand and renovate facilities, purchase machinery, equipment, fixtures, and leasehold improvements, and purchase land or buildings. Business Credit Application

MERCHANT SERVICES

Reliant has a referral agreement with First Data, the world's largest credit card processor. First Data provides the equipment and servicing to allow your business to accept Visa, Mastercard, Discover, Diners Club, and American Express payments. After your customer pays with their credit card, First Data reconciles the funds from the credit card payment and your business checking/savings account. Customized gift cards are also available!

BUSINESS VEHICLE LOANS

Rates for business/commercial vehicle loans are determined by our business lending department. Contact Business Lending Specialist Kevin Groff for these rates and terms.

For additional information about your business-financial needs, contact Kevin Groff, Business Lending Specialist via email at kgroff@reliantcu.com, or by phone at 800-724-9282 ext. 3405.

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