Watertown Savings Bank
Watertown Savings Bank
10729 US Rt. 11
Adams, NY 13605
PHONE: 315-232-4515
FAX: 315-232-3319
Savings
Passbook Savings
There is no monthly statement on this account. The passbook is the record of account transactions and must be presented each time a withdrawal is made.
TRANSFERS
Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to six per month.
INTEREST
Interest is compounded daily and paid quarterly.
MINIMUM BALANCE REQUIREMENT
A minimum deposit of $ 10.00 is required to open this account.
This account requires a balance of at least $ 10.00 for the entire calendar quarter to receive interest for that quarter.
A minimum balance of $100.00 in the account every day is required to obtain the annual percentage yield (APY).
Statement Savings
The monthly statement is your record of all transactions processed to the account.
TRANSFERS
Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to six per month.
INTEREST
Interest is compounded daily and paid quarterly.
MINIMUM BALANCE REQUIREMENT
A minimum deposit of $ 10.00 is required to open this account.
This account requires a balance of at least $ 10.00 for the entire calendar quarter to receive interest for that quarter.
A minimum balance of $100.00 in the account every day is required to obtain the annual percentage yield (APY).
ATM TRANSACTION CHARGES
Your account will be charged the following fees for transactions proccessed at any non-proprietary Automated Teller Machine (ATM not owned by Watertown Savings Bank).
$1.00 for each withdrawal.
$0.50 for each transfer of funds.
$0.50 for each balance inquiry.
No charge for pos (point of sale) transactions.
MMDA Passbook
There is no monthly statement on this account. The passbook is the record of account transactions and must be presented each time a withdrawal is made.
INTEREST RATE
Ineterest Rates on this account are variable and may be changed after the account has been opened.
TRANSFERS
Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to six per month.
INTEREST
Interest is calculated on a simple basis and paid monthly.
MINIMUM BALANCE REQUIREMENT
A minimum deposit of $ 10.00 is required to open this account.
This account requires a balance of at least $ 10.00 for the entire month to receive interest for that month.
A minimum balance of $100.00 in the account every day is required to obtain the annual percentage yield (APY).
MMDA Statement
Statements are mailed monthly on this account. The monthly statement is your record of all transactions processed to the account.
INTEREST RATE
Ineterest Rates on this account are variable and may be changed after the account has been opened.
TRANSFERS
Transfers from this account to another account or to third parties by preauthorized, automatic or telephone transfers are limited to six per month.
INTEREST
Interest is calculated on a simple basis and paid monthly.
MINIMUM BALANCE REQUIREMENT
A minimum deposit of $ 10.00 is required to open this account.
This account requires a balance of at least $ 10.00 for the entire month to receive interest for that month.
A minimum balance of $100.00 in the account every day is required to obtain the annual percentage yield (APY).
ATM TRANSACTION CHARGES
Your account will be charged the following fees for transactions proccessed at any non-proprietary Automated Teller Machine (ATM not owned by Watertown Savings Bank).
$1.00 for each withdrawal.
$0.50 for each transfer of funds.
$0.50 for each balance inquiry.
No charge for pos (point of sale) transactions.
Statement Savings Christmas Club
This club is a fifty-two (52) week statement account. The monthly statement is your record of all transactions processed to the account.
No withdrawals are permitted on this account unless the account is closed.
INTEREST
Interest is compounded daily and paid quarterly and at maturity.
MINIMUM BALANCE REQUIREMENT
A minimum deposit of $ 1.00 is required to open this account. However, the deposit amount and frequency of deposit is controlled by the customer.
The maximum balance allowed in any single club account is $5,200.00.
This account requires a balance of at least $ 10.00 for the entire calendar quarter to receive interest for that quarter.
A minimum balance of $100.00 in the account every day is required to obtain the annual percentage yield (APY).
Statement Savings Vacation Club
This club is a fifty-two (52) week statement account. The monthly statement is your record of all transactions processed to the account.
No withdrawals are permitted on this account unless the account is closed.
INTEREST
Interest is compounded daily and paid quarterly and at maturity.
MINIMUM BALANCE REQUIREMENT
A minimum deposit of $ 1.00 is required to open this account. However, the deposit amount and frequency of deposit is controlled by the customer.
The maximum balance allowed in any single club account is $5,200.00.
This account requires a balance of at least $ 10.00 for the entire calendar quarter to receive interest for that quarter.
A minimum balance of $100.00 in the account every day is required to obtain the annual percentage yield (APY).
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